Information & Resources
The Hidden Cost of Age: Navigating Roof Surface Payment Schedules in Property Insurance
A "Roof Surfaces Payment Schedule" in a property insurance policy is a policy endorsement offered by some insurance companies that alters the way roof damage claims are calculated and paid. Florida Senate Bill SB76 expressly permitted insurance carries to offer...
Visit Us at the 9th Annual WTS Conference & Tradeshow!
PCA Attorney Dale Shelton will discuss hurricane recovery issues at the 9th Annual “Win the Storm” Conference and Tradeshow.
What You Should Know About Fallen Tree Insurance Claims
Property owners select coverage with various perils in mind, including fire, flood, and theft–just to name a few. These incidents are common, and filing a claim is usually straightforward (although it may be frustrating). Tree damage is another common type of peril...
3 Tips For Filing Fire Insurance Claims
The holiday season brings cheer, an influx of home decor (with flair), and an unfortunate uptick in the occurrence of house fires. According to the National Fire Protection Agency, between 2015 - 2019, U.S. fire departments responded to an average 160 Christmas tree...
What Policyholders Need to Know About a Civil Remedy Notice
Insurance companies and policyholders have conflicting goals. Insurers want to pay the minimum amount, while policyholders hope for the maximum settlement. This conflict in goals can lead to frustration if an insurance company delays the process, pays less than the...
Red Flags That Indicate Your Insurance Claim Was Underpaid
Unsurprisingly, policyholders and insurance companies have an antagonistic relationship. Property owners purchase insurance, hoping never to need it, but are relieved to have the coverage if they do. Insurance companies sell policies hoping not to be called to pay a...
The Top Five Reasons Your Insurance Claim May Be Denied
When Benjamin Franklin famously said, "Nothing is certain except death and taxes," he forgot to mention insurance. We buy and rely on insurance as a safety net in life's worst moments – fire, flood, theft, or extreme weather. Insurance should help to rebuild or...
What You Need to Know About Protecting Your Property From Hurricanes
If you live in a state where hurricanes occur, it’s wise to include hurricane insurance in your policy. According to the Insurance Information Institute (III), Florida ranks first in the nation in storm surge risk. Due to Florida’s location near warm waters and its...