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Information & Resources

Navigating Insurance Coverage for Frozen Pipes: Essential Tips for Oregon and Washington Property Owners

Understanding Your Rights: Winter Storm Property Insurance Claims Property Claims Attorneys - Advocates for Your Property Rights In the wake of the recent severe winter storms that swept through Oregon and Washington, many property owners are grappling with the...

Understanding Your Property Insurance Policy: Replacement Cost Value vs. Actual Cash Value Basics

When navigating the complexities of property insurance, two terms frequently arise that can significantly affect the outcome of your claim: Actual Cash Value (ACV) vs Replacement Cost Value (RCV). Understanding the difference between these two valuation methods is...

The Hidden Cost of Age: Navigating Roof Surface Payment Schedules in Property Insurance

A "Roof Surfaces Payment Schedule" in a property insurance policy is a policy endorsement offered by some insurance companies that alters the way roof damage claims are calculated and paid. Florida Senate Bill SB76 expressly permitted insurance carries to offer...
What You Should Know About Fallen Tree Insurance Claims 

What You Should Know About Fallen Tree Insurance Claims 

Property owners select coverage with various perils in mind, including fire, flood, and theft–just to name a few. These incidents are common, and filing a claim is usually straightforward (although it may be frustrating). Tree damage is another common type of peril...

3 Tips For Filing Fire Insurance Claims 

3 Tips For Filing Fire Insurance Claims 

The holiday season brings cheer, an influx of home decor (with flair), and an unfortunate uptick in the occurrence of house fires. According to the National Fire Protection Agency, between 2015 - 2019, U.S. fire departments responded to an average 160 Christmas tree...

What Policyholders Need to Know About a Civil Remedy Notice

What Policyholders Need to Know About a Civil Remedy Notice

Insurance companies and policyholders have conflicting goals. Insurers want to pay the minimum amount, while policyholders hope for the maximum settlement. This conflict in goals can lead to frustration if an insurance company delays the process, pays less than the...

Red Flags That Indicate Your Insurance Claim Was Underpaid

Red Flags That Indicate Your Insurance Claim Was Underpaid

Unsurprisingly, policyholders and insurance companies have an antagonistic relationship. Property owners purchase insurance, hoping never to need it, but are relieved to have the coverage if they do. Insurance companies sell policies hoping not to be called to pay a...

The Top Five Reasons Your Insurance Claim May Be Denied

The Top Five Reasons Your Insurance Claim May Be Denied

When Benjamin Franklin famously said, "Nothing is certain except death and taxes," he forgot to mention insurance. We buy and rely on insurance as a safety net in life's worst moments – fire, flood, theft, or extreme weather. Insurance should help to rebuild or...